MyData relay agency
- Overview
- Financial companies need to build an infrastructure to directly transmit customers’ personal credit information to My Data providers, but it can be transmitted through an intermediary in consideration of the size of the financial company and the frequency of commercial transactions such as financial transactions.
- Information providers such as online shopping malls with many users and easy payment Big Tech can use the relay platform to focus their resources on their main business and reduce costs such as distribution costs.
- 고객
- ①마이데이터사업자에게 개인신용정보 전송요구
- 마이데이터 사업자
- ②중계기관에 요구사항전달
- 중계기관(koscom)
- 개인시용정보 전송
- ③마이데이터 사업자에게 개인신용정보 전송
- Main service
- The only data relay agency to provide cloud-based services
- Plans to commercialize the platform not only for the financial industry but also for all industries such as medical and distribution by commercializing the MyData relay platform.
- The services to be commercialized include 1) MyData distribution structure and API/certification standardization consulting, 2) Cloud-based MyData transmission and relay platform establishment, 3) Data collection, analysis, and utilization platform services, etc.
BaaS platform service
- Overview
- BaaS business support by leveraging relay agency infrastructure and API business experience
- A platform business that enables financial investment companies to partner with external companies to expand financial services through services that bundle related APIs and perform specific functions beyond simple API provision (intermediation) with low added value.
- Main Contents
- Market price service for startups (in service)
- By utilizing BaaS that bundles account opening, balance inquiry, and financial product trading functions of financial investment companies with API, order and account inquiry API service between securities companies and investment advisory companies, and API between securities companies and banks or securities companies and electronic financial companies or fintech companies. Service provision (to be provided in the future)
- My Data-based robo-advisor service is developed as a BaaS so that financial product orders can be ordered through financial investment companies, supporting customer expansion and service diversification of small and medium-sized financial companies (to be provided in the future)
- Contacts
- Mydata relay agency Portal : k-mydata.org
- Koscom My Data Platform Center Department(02-767-7913)
